There are many reasons why a claim reviewer will deny a disability insurance claim, three of which are listed below. You will also find information below about what you can do if your claim is denied so that you can get the money that you need.
Reasons Disability Insurance Claims Are Denied
Some common reasons why these insurance claims are denied include:
1. Not Disabled Due To Occupation
One of the first things a claim reviewer will do is to determine if your disability claim is due to your occupation.
When an illness puts you out of work, you will need financial help. The Social Security Administration (SSA) has several programs for people unable to work, and those who have a good past history of working may apply for Social Security Disability Insurance (SSDI) benefits. Not all medical and mental conditions are recognized by the SSA for coverage, however. Read on to find out how the SSA handles cases where the disability determination goes through an additional step.